About Us

At Barlow Consulting Inc., we recognize that high-earning, sophisticated professionals face complex tax and estate planning challenges that traditional, one-size-fits-all retirement solutions often fail to address. That’s why we take a different approach—one grounded in thoughtful analysis, precision, and long-term strategy.

Our focus is simple: helping clients build sustainable income they can rely on for life, while minimizing unnecessary tax burdens along the way. Whether addressing overfunded existing plans or designing tailored strategies from the ground up, we provide solutions that integrate retirement income planning with advanced tax and estate considerations.

The result is a more efficient, customized path forward—one that helps protect wealth, reduce taxes, and create financial security our clients can count on for the long term.

J. Bradford Barlow, Jr., 

FSA, EA

With over 30 years’ experience as a successful actuary and retirement plan consultant, “Brad” Barlow is well versed in the financial services industry. [Brad has worked with/done.......]

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Experience:

2014 – Current

Barlow Consulting Inc. | Owner

2010 – 2013

Barlow Pension Consulting (a McCloud & Nichols Company) | President

2008 – 2010

Actuarial Data Inc. | Executive Vice President

2006 – 2008

Dunbar, Bender & Zapf | Chief Actuary

1989 – 2002

Mercer Consulting | Actuary 

Education:

1988 | Msc Math, Ohio State University

1986 | BS in Math and Physics, Bethany College